Do I have to speak to the other driver’s insurance company after a car accident?

If you’re involved in a car accident, you should not talk to the other person’s insurance company without first consulting with a lawyer – read this post to find out why.

When involved in a car accident, you should not talk to the other driver’s insurance company without first consulting a lawyer. Here’s why:

As soon as an insurance company receives notice of a car accident, they immediately begin efforts to investigate the situation. The purpose of the investigation is usually to determine whether they owe coverage, to discover evidence before it disappears, and to start building a defense to any claims that an injured person might present.

The insurance company for the driver that causes the accident tries to immediately contact any injured people and take statements from them. The insurance company oftentimes records the statements, and the statements can still be used years later when a matter goes to trial.

Know your rights – you don’t have to give a statement to an insurance company!

Insurance companies attempt to get these statements before the injured person consults with an attorney and will usually give the impression that the statements are mandatory. You are not required to give a statement to the other driver’s insurance company and usually should not give the statement without first consulting with a lawyer. If an insurance company presses you to provide a statement, firmly state that you will not do so until you’ve spoken with a lawyer.

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RAM Law represents all of Central Jersey in personal injury cases and is staffed by experienced accident and injury attorneys. We provide legal help for victims of slip and fall accidents, medical malpractice, workplace injuries, truck and car accidents, and other personal injuries. Call (732) 247-3600 to discuss your case and set up a free consultation at our New Brunswick or Somerville law offices.

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