If I get hurt on someone else’s property, do they have to pay my medical expenses?

When an injury occurs on someone else’s property, the owner might be responsible for your medical bills.

Many insurance policies have coverage known as “med pay.” Med pay will provide reimbursement for your medical bills not otherwise covered by your health insurance. For this coverage, it does not matter whom, if anyone, is at fault for the accident. Usually the coverage requires you to first incur the medical expense. Many policies also require you to present the claim within 1 year of the accident date. Med pay coverage is usually in the $5,000 to $15,000 range.

If med pay does not exist, you can still seek reimbursement of medical expenses from the owner, but only if the owner is at fault for the accident. This requires a claim directly against the property owner. The process is no different from seeking compensation for injuries from the accident. You should, of course, document all injuries and events relating to the accident, and get the advice of a lawyer when preparing the claim.


About RAM Law

RAM Law represents all of Central Jersey in personal injury cases and is staffed by experienced accident and injury attorneys. We provide legal help for victims of slip and fall accidents, medical malpractice, workplace injuries, truck and car accidents, and other personal injuries.

Call us now to talk about your NJ personal injury case

(732) 247-3600 Click Here to tell us about your case

A description of the standard or methodology on which the accolades are based can be found here.

No aspect of this advertisement has been approved by the Supreme Court of New Jersey.


Matt Bonanno Obtains Permanent Disability Benefits Amounting to Over $280,000 for Work Related Accident

RAM Law Associate Matt Bonanno settled a workers compensation claim, after starting trial, … [Read More...]

RAM Law’s Tyler Hall obtains $275,000 jury verdict for client injured in car crash

A RAM Law client who suffered a new injury to her neck and aggravated preexisting injuries … [Read More...]


RAM LAW,founded by Ed Rebenack Jay Mascolo,and Craig Aronow,is a specialized trial and litigation firm,focused on personal injury cases.The firm leverages its extensive courtroom experience and negotiation skills to get you the best possible results.

Home | The Firm | Practice Areas | Contact Us | Sitemap | Disclaimer